401K

#1 - You Can Roll it Into an IRA

In the event that an employee separates from an employer, for any reason (including a layoff), there are several options the employee can consider in deciding what to do with a 401(k) account balance. Here at RJ Capital, we recommend rolling the balance into an IRA 99% of the time.

A rollover into an IRA will not trigger any taxes or penalties. The major advantages of an IRA include:

• Access to virtually limitless investment options - a typical 401(k) generally offers 10 to 30 investment options,